Author: Jay
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Your credit score is one of the most critical numbers in your financial life—especially if you’re planning to buy a home in Vancouver. With high property prices and strict mortgage qualification rules, having a strong credit score can make the difference between securing a great mortgage rate or being denied altogether. In this complete guide,…
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Buying a home in Vancouver can feel overwhelming, especially when it comes to understanding mortgages. Whether you are a first-time homebuyer or looking to upgrade, knowing how mortgages work, what options you have, and how to prepare can save you time, money, and stress. This comprehensive guide will walk you through everything you need to…
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Navigating the mortgage landscape as a tech professional or contractor in British Columbia (BC) presents unique challenges and opportunities. While traditional salaried employees may have a straightforward path, those in tech and contract roles often face different criteria. Understanding these nuances is crucial for a successful mortgage application. Understanding Lender Perspectives Lenders assess risk based…
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Vancouver’s housing affordability crisis continues to pressure buyers and policymakers alike. To curb speculative investment and support local homeownership, both the Foreign Buyer Tax and the Speculation and Vacancy Tax (SVT) were introduced. These layered levies aim to cool demand, discourage empty homes, and fund affordable housing—but they also influence buyer behavior, market pricing, and…
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Technology is transforming the real estate experience—from how properties are marketed and viewed, to how homes operate once purchased. In Vancouver, where demand is high and supply tight, digital tools like virtual tours, AI, and smart-home integration are reshaping buying, selling, and living. Here’s a detailed look at how these technologies are changing the local…
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Vancouver, like much of Canada, is experiencing a demographic shift: a growing share of its residents are older adults entering retirement. This aging trend is reshaping housing demand—from the need for accessible homes to the rise of senior-oriented planning and public policy. Here’s an in-depth look at how aging population trends are influencing Vancouver’s housing…
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As Vancouver’s housing affordability challenges persist, innovative living arrangements like co-living spaces have gained popularity, especially among young professionals, students, and newcomers. Co-living—where residents share common areas but have private bedrooms—offers an alternative to traditional renting or home ownership. This article explores how co-living fits into Vancouver’s housing landscape, highlighting its advantages, disadvantages, and what…
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Vancouver has long been recognized as a global leader in environmental sustainability. As climate change intensifies, the city’s progressive climate policies increasingly shape not only its environmental future but also the landscape of real estate development. These policies—ranging from strict green building standards to ambitious emissions reduction targets—are influencing how new homes and buildings are…
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Deciding whether to rent or buy a home is one of the most significant financial and lifestyle decisions you’ll make—especially in a complex and dynamic market like Vancouver’s. In 2025, with fluctuating housing prices, rising mortgage rates, and changing personal circumstances, it’s more important than ever to weigh the pros and cons carefully before committing.…
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The COVID-19 pandemic catalyzed a significant shift in work culture, leading to a rise in remote and hybrid work models. This transformation has had profound effects on housing demand in Vancouver, influencing buyer preferences, urban-suburban dynamics, and home office trends. Rise of Remote Work in Vancouver Prior to the pandemic, only 7.1% of Vancouver’s workforce…